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Amy Traub, a senior policy analyst at watchdog group Demos, says that credit-based insurance scores hurt lower-income people more because they are more likely to have lower scores. She noted a study that showed while those with lower scores made more claims because they couldn't swallow the costs

Reckless speculation on Wall Street -- which helped cause the financial crisis and Great Recession -- is a big reason why budget deficits have spiralled skyward since 2008, so it's only fair that Wall Street do its share to reduce these deficits.

In the past 15 years the ramifications of poor credit have grown, as credit score "mission creep" has set in, said Amy Traub, a senior policy analyst with the New York-based think tank Demos and author of the recently released report " Discrediting America." Credit scores determine not just the

The anniversary of welfare reform is a fitting occasion to consider how opinion can trump fact and bias policy. The problem with “ending welfare as we knew it” was that it did not end or meaningfully reduce poverty, nor did it secure a decent standard of living for struggling Americans. The poor are

The public is overwhelmed by budget deficits, shrinking public supports, and the inability of its government to compromise. In this climate, so-called minority issues seem like a distraction. But black and Latino men between the ages of 16 and 24 are profoundly more likely to be poor than whites

The public is overwhelmed by budget deficits, shrinking public supports, and the inability of its government to compromise. In this climate, so-called minority issues seem like a distraction. But black and Latino men between the ages of 16 and 24 are profoundly more likely to be poor than whites

The changes to the Board’s procedures contained in this Notice of Proposed Rule Making will make a modest but not insignificant contribution to addressing current barriers to the American right of collective bargaining. The proposal contains significant changes in two areas. First, it updates the

A communications consultant I know tells me that two of her clients decided this week to take a break from her services. Why? Because both have suffered losses in the stock market and are suddenly worried about money.

The American Dream is about working hard in return for decent wages, economic stability, and being able to provide a better life for your kids. But the kinds of jobs that can provide a solid middle-class life in return for hard work are in short supply in Texas. Unemployment is still high, earnings

With Elizabeth Warren preparing to run for the U.S. Senate in Massachusetts, an epic -- and telling -- electoral battle is shaping up that will pit one of the most eloquent voices of progressive populism against a star of conservative populism.