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A picture of the current state of the private retirement system, why this picture bodes ill for the future of retirement in the country, and why that system needs reform.

Research
Robert Hiltonsmith
From the standpoint of voter access and effective administration, the 2010 elections were in many ways a mixed bag.  There were a number of troubling incidents that occurred including voter intimidation and threats of vote suppression, and the structural barriers to voting that keep participation
Research
Tova Andrea Wang
Economic insecurity has become the “new normal” in America. Ten million Americans are out of work, and the vast majority of Americans have seen their incomes stagnate or decline over the past decade. Demos’ extensive research on credit card debt among middle- and low-income households has found that
Research
Shawn Fremstad
Left out of the debate about the U.S.
Research
Tamara Draut
Robert Hiltonsmith
For many years, health care costs have been steadily rising. As employers have moved into insurance coverage options with greater out-of-pocket expenses or have stopped providing health care coverage altogether, American families have struggled with the burden of health care costs. 
Research
Jose Garcia
Mark Rukavina
STABILIZING THE DEBT: SHORT, MEDIUM, AND LONG TERM POLICY
Research
Tamara Draut
Robert Hiltonsmith
Becky Theiss

Social Security remains our nation’s key source of retirement income for most Americans. The program’s overall health is sound and with relatively modest tweaks to the program’s financing, we can strengthen the system for generations to come.

Policy Briefs
Tamara Draut
Robert Hiltonsmith
In the last thirty years, our nation has experienced a paradox of productivity and progress. Productivity, driven by extraordinary growth in technology and an increased push towards consumption, has nearly tripled. Meanwhile social, environmental, and educational progress has stalled.
Policy Briefs
Tamara Draut
Robert Hiltonsmith
Testimony of Steven Carbo Roundtable of the Council of the District of Columbia, Committee on Government Operations and the Environment October 8, 2010
Testimony and Public Comment
Steven Carbó
Findings of a national survey of 1,103 registered voters on their perceptions of higher education policy in the United States.
Research