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Using new data, this report explores how families are increasingly using credit cards to meet their basic needs. This report also examines the factors driving this record-setting debt and the impact of deregulation on the cost, availability and marketing of credit cards.
Research
Tamara Draut
Javier Silva
This paper present profiles of Americans struggling with credit card debt and bankruptcy, due to economic insecurity.
Research
Tamara Draut

Using new data, this report explores how families are increasingly using credit cards to meet their basic needs. This report also examines the factors driving this record-setting debt and the impact of deregulation on the cost, availability and marketing of credit cards.

Research
Tamara Draut
Javier Silva
A concise executive summary of a report that explores how families are increasingly using credit cards to meet their basic needs. Also examines the factors driving this record-setting debt and the impact of deregulation on the cost, availability and marketing of credit cards.
Research
Tamara Draut
Javier Silva
Testimony before the Massachusetts General Court Joint Committee on Election Laws regarding Election Day Registration.
Testimony and Public Comment

An in-depth study of election fraud issues and the policy requirements of the Help America Vote Act.

Research
Lorraine Minnite
David Callahan
Examining four cases of policymaking during the 1990s -- the Earned Income Tax Credit, Individual Development Accounts, the Children's Health Insurance Plan, and Empowerment Zones -- suggests some emerging common ground among liberal and conservative policymakers.
Policy Briefs
Tamara Draut
The Executive Summary of the full report, Crossing Divides, examining four cases of policymaking during the 1990s -- the Earned Income Tax Credit, Individual Development Accounts, the Children's Health Insurance Plan, and Empowerment Zones -- suggests some emerging common ground among liberal and
Policy Briefs
Tamara Draut
Keynote address to the National Network of Grantmakers about public opinion of poverty and inequality, given by Tamara Draut, Director of Demos's Economic Opportunity program.
Testimony and Public Comment
Tamara Draut
ELECTION DAY REGISTRATION WILL PRODUCE HIGHER VOTER PARTICIPATION IN CALIFORNIA.
Research