Over the 1990s, credit card debt among young Americans rose dramatically—leaving many young adults over-extended and vulnerable to financial collapse. This briefing paper documents the rise in credit card and student loan debt between 1992 and 2001 and examines the factors contributing to young

In November 2004, California will vote on Proposition 62: “The Voter-Choice Open Primary Act.” Currently, voters may vote for the nominees of only one political party. Proposition 62 would replace this “modified-closed” system of party primaries with one in which all candidates for state or federal

Credit card companies are preying on the American public and need to be reined in. Fueled by steady deregulation of the industry, credit card companies increasingly charge excessive interest rates and fees, making it harder for families to get out of debt and back on the path to savings. It's time

A two-page brief on how deregulated credit card issuers have maximized their profits at the expense of American consumers.

An exploration of the importance of social trust in U.S. society and troubling ways in which rising economic inequality since the 1970s has helped to decrease trust between Americans.   Executive Summary   Americans face twin crises of social solidarity. The first is a crisis of declining trust. The

As policymakers, election officials, and the public consider whether New York should change the way in which voters are allowed to register to participate in elections, and bring New York State election law into compliance with the Help America Vote Act, the following report provides an analysis of

As policymakers, election officials, and the public consider whether New York should change the way in which voters are allowed to register to participate in elections, and bring New York State election law into compliance with the Help America Vote Act, we provide an analysis of the potential

Voter registration is intended to ensure that voters who are eligible to vote are able to do so, and that non-eligible individuals cannot cast ballots. A voter registration list enables election workers to authenticate eligible voters at the polls. Voter registration also serves to provide lists of

This brief examines the relationship between criminal justice practices that disproportionately target people of color, and disenfranchisement laws that deprive citizens convicted of felonies of their right to vote.

NEW: SECOND EDITION. "Retiring in the Red" is part of the Borrowing to Make Ends Meet Briefing Paper Series. Reports an 89% average increase in credit card debt among America's seniors from 1992 to 2001. Key Findings: