"We've got to deal with the conflicts. If I hire S&P or Moody's to be my consultant and show me how I can do this and that to get an investment-grade rating or [an] even higher rating, they obviously have a conflict of interest there." "That's right. I think the compensation model... where the

The era of deregulated finance has shown that without public structures to ensure accountability and fairness, the system can not sustain itself.

Advocates, educators and students often make the assumption that more education is always better, that a bachelors or graduate degree is always superior in terms of providing additional economic opportunity. As the following report show, this is not always the case.

“Same Day Registration” (SDR) allows eligible citizens to register and vote on or before Election Day.  In doing so, SDR greatly enhances the opportunity for Americans to participate in the electoral process and cast a ballot that will be properly counted. States that allow for Same Day Registration

Report authors R. Michael Alvarez and Jonathan Nagler have analyzed the likely impact on voter turnout should New Mexico adopt Same Day Registration (SDR). Under the system proposed in New Mexico, eligible voters who miss the current 28-day deadline for registering by mail may be able to register to

America's students are facing a serious threat from subprime private loans, and the situation could worsen unless Congress votes to close a potential loophole in the proposed Consumer Financial Protection Agency.

From the Harvard Law and Policy Review  

Even before the Great Recession of 2008, today's young adults were on track to have the dubious distinction of being the first generation in a century not likely to end up better off than their parents. Stagnant wages, job insecurity, the decline in employer sponsored health insurance and retirement

Congress passed the National Voter Registration Act (NVRA) in 1993 in order to increase the number of eligible citizens who register to vote in federal elections. To help meet this goal, Section 7 of the NVRA requires state public assistance agencies to provide voter registration services to

To increase postsecondary success among low- to moderate-income students, we must reform financial aid and provide additional financial supports to help students cover the cost of living expenses.