Credit card companies are preying on the American public and need to be reined in. Fueled by steady deregulation of the industry, credit card companies increasingly charge excessive interest rates and fees, making it harder for families to get out of debt and back on the path to savings. It's time we stand up against usurious practices and give families a real chance to get ahead.
Over the 1990s, credit card debt among young Americans rose dramatically—leaving many young adults over-extended and vulnerable to financial collapse. This briefing paper documents the rise in credit card and student loan debt between 1992 and 2001 and examines the factors contributing to young adults’ increased reliance on credit cards. Rising costs combined with slow real wage growth and skyrocketing college debt have eroded the economic security of today’s young adults.
Millions of citizens were disenfranchised in the 2000 election when they were denied their right to vote. In response, Congress passed the Help America Vote Act of 2002 (HAVA), which purported to correct many of the country's more egregious election problems. One of HAVA's signal promises was its so-called "fail-safe" voting provision. As of the first federal primary election this spring, no registered voter would be turned away from the polls because her name was not found on the voter lists.
Young Invincibles and Demos partnered to complete The State Of Young America report, the first comprehensive look at the economic challenges facing young adults since the Great Recession. In addition, we conducted a groundbreaking poll with Lake Research Partners and Bellweather Research & Consulting of 872 young adults (18-34).
Demos and Young Invincibles partnered to complete the State of Young America report, the first comprehensive look at the economic challenges facing young adults since the Great Recession.
State-sponsored infringement on the right to vote is not a new phenomenon in Florida. Indeed, Florida’s history of voting rights violations led Congress to require that five Florida counties seek pre-clearance by the U.S. Department of Justice or the U.S. District Court for the District of Columbia before any voting changes could go into effect. That history continues to play out until this day.
La Constitución de los Estados Unidos requiere que los distritos electorales sean aproximadamente iguales en tamaño para que todas las personas tengan la misma representación en el proceso político.
Virginia legislators are considering several bills that would make it more difficult for eligible persons to cast a ballot that will be counted, and would impose large costs for implementation. One bill requires photo identification in order to vote, while others require one of an enumerated list of identification documents. If the voter does not have identification he must sign a sworn statement of his identity and then cast a provisional ballot.
In the midst of the worst economic downturn in decades, millions of Americans are out of work and struggling to keep up with bills for even the most basic expenses. What they need more than anything is a job. But for too many people, access to employment is blocked by the growing practice of employment credit checks. Employers in the public and private sectors now routinely check the credit histories of prospective employees and may use the information to deny them jobs.
Same Day Registration (SDR) (also known as Election Day Registration) states have historically led the nation in voter turnout, with average turnout rates 10 to 12 percentage points higher than non-SDR states. In the high-turnout 2008 presidential election, SDR states led the nation in turnout by 7 percentage points and by nearly 6 percentage points in the 2010 midterm elections.
A Vermont Partnership Bank will generate new revenue for Vermont, save local governments money, and make our small businesses, farms and consumers less vulnerable to cutbacks in lending in our state.
In answer to the question, "why, after 200 years, [...] do we need an amendment to say that we are equal citizens?," Demos Senior Advisor for Legal Strategies Brenda Wright lays ou
Prison-based gerrymandering is the practice of counting incarcerated persons as “residents” of a prison when drawing legislative districts in order to give extra influence to the districts that contain the prisons. The U.S. Constitution requires that election districts be roughly equal in size, so that everyone is represented equally in the political process. But prison-based gerrymandering distorts our democracy by artificially inflating the population numbers — and thus, the political clout — of districts with prisons, while diluting the political power of all other voters.
We have analyzed the likely impact on voter turnout should California adopt Election Day Registration (EDR). The availability of EDR procedures should give voters who have not previously registered or need to update their information the opportunity to vote. Consistent with existing research on the impact of Election Day Registration in the other states that use this process, we find that EDR would likely lead to substantial increases in voter turnout. We offer the following voter turnout estimates for California under EDR:
Dēmos has measured the comparative effectiveness of five leading fiscal proposals. We evaluate the plans in eight categories: jobs and public investment; health care affordability; Social Security income; education; defense policy; fair and adequate revenues; and long-term debt reduction.
“Same Day Registration” (SDR) greatly expands opportunities for Americans to participate in the electoral process and cast a ballot that will be properly counted by allowing citizens to register and vote on Election Day or during the period immediately preceding an election. States that allow for Same Day Registration consistently lead the nation in voter turnout.
