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Letter from 31 civil rights, consumer, and community organizations urging the National Association of Insurance Commissioners (NAIC) to issue a recommendation that credit information no longer be used to determine eligibility for, or the cost of, auto or home insurance.

Removing unnecessary hurdles to small donor participation will help fix a system that currently prioritizes wealthy, white, male donors over communities of color and working-class people.

The For the People Act can begin to address the longstanding racist exclusions in our democracy with policy solutions that are proven to advance racial equity.

Due to disinvestment, a lack of grant aid, and the rising cost of living, Arizona’s students face a steep hill in paying for college.

Policymakers in Michigan have continuously made attending college harder through divestment in Michigan’s public higher education system, resulting in skyrocketing college prices.

Executive actions the new administration can take to deliver economic relief and protect workers and families.

Why we need to prioritize passing H.R.1 along with H.R.4 and legislation granting statehood to Washington, D.C. (H.R.51) as the first items of business in the 117th Congress.

A collection of contributions from leading student loan experts offering a roadmap for the Biden administration to take immediate action to cancel student debt for millions of Americans.

Over 100 community, civil rights, consumer, and student advocacy organizations urge House and Senate leadership to insist on student debt cancellation for all borrowers during negotiations over the next coronavirus relief package.

This presentation outlines the ways that student debt both contributes to, and is a cause of, America’s historic and persistent racial wealth divide.

One New York State bill would interrupt the cycle of discrimination that comes with employment credit checks.

The Disparate Impact standard is critical to continued and enhanced opportunity to access fair credit, housing, and homeownership. Demos strongly opposes efforts to undermine this longstanding enforcement tool.

Democracy Dollars Can Make Every Voice Matter in Albuquerque’s Elections

How We Can Fix the Housing Affordability Crisis

As part of an effort to reshape rules around debt and lending to reduce racial wealth inequality, we propose establishing a public credit registry to gradually replace the current for-profit credit reporting system.

Our current system of campaign finance reform suppresses the political power of people of color and that lack of political power has had proven, lasting consequences.

H.R. 1, the For the People Act, is the boldest and most comprehensive proposal to strengthen our democracy since the aftermath of Watergate.

Demos’ Race-Class Narrative (RCN) project developed an empirically-tested narrative on race and class that resonates with all working people and offers an alternative to—and neutralizes the use of—dog-whistle racism.

The Debt-Free College Act of 2018 would create a new federal-state partnership that re-funds our neglected system of public colleges and job training.

"With the Supreme Court split four-to-four on so many critical issues, the stakes could not be higher."