New York, NY — Homeowners have been tapping into their home equity to get the cash needed to pay down credit card debt incurred not for luxury expenses, but for basic needs. This strategy leaves them on precarious financial footing after two years of interest rate hikes and the largest drop in home prices in 35 years, according to House of Cards 2006 Update: Still Refinancing The American Dream, a report published today by Demos, a non-partisan public policy organization based in New York.
In response to ever-increasing financial pressures, families have come to depend on high-cost credit as a way to bridge the gap between stagnant or decreasing incomes and rising costs. How are families coping with their new burden? To hang on to the American Dream, to be part of the ownership society, homeowners are depleting their home equity to pay off a growing mountain of unsecured debt—a financial strategy fraught with serious consequences.
New York, NY — In communities across the country, voters could be subject to intimidation and a variety of suppressive tactics meant to keep them from casting a ballot. Demos, a national, non-partisan public policy center, published the details of these potential challenges to voting rights in a new briefing paper this week.
In the final days of the 2006 campaign, as in any election year, citizen interest is peaking as election news--and debates on the issues--becomes more pervasive in the media. Unfortunately for America's voters, in all but eight states (one of which does not require voter registration) , if you are not already registered to vote in this week's election, it is too late. There are seven states, however, where eligible voters are not hampered by arbitrary deadlines, no matter when they become engaged by an election, and can register to vote on Election Day itself.
Political candidates win elections by generating more votes than their opponents. A vigorous and superior get-out-the-vote campaign is commonly understood to be the key to success. A less recognized but all-too-familiar alternative tactic is to intimidate their opponents supporters and suppress their votes. Voter intimidation and vote suppression campaigns are often mounted in communities of color, where voter participation is more tenuous. Few states have enacted clear and effective prohibitions against these abuses.
New York, NY — Across the nation, states are failing to meet a Federal mandate to boost voter registration among low-income Americans by offering registration opportunities in public assistance offices — a requirement established by Congress under the National Voter Registration Act of 1993 (NVRA). Demos, a national, non-partisan public policy center, published the findings in a new briefing paper this week.
Representational Inequality: Bad for Democracy Economic inequality in America has been spiraling out of control in recent decades. The income gap between the rich and the poor in America has steadily increased since the early 20th century and is at its largest in 40 years. Unfortunately, this also translates into political inequality. According to the 2004 U.S. Census, 59 percent of citizens in households making less than $15,000 a year were registered to vote versus 85 percent of those in households making $75,000 or more.
New York, NY — Across the United States, a long-term under-investment in the people who make the mechanics of our elections function properly, and ensure that voters have proper access to ballots and functioning machines, is expected to be a key problem on Election Day, according to a new briefing paper by Demos, a national, non-partisan public policy and research center.
If elections are the foundation of our democracy, then poll workers are the gears and wheels that make the mechanics of democracy function on Election Day. Regrettably, this human factor is often overlooked and under-supported. States squeak by each year with a bare minimum of poll workers who receive inadequate training for an increasingly complex task. Recent surveys, press accounts, and troubled primary elections attest to the problem.
New York, NY — Today, 100 million Americans are involved with organizations or movements engaged in social change. Despite vast and quickly improving methods of communications and interconnectivity, many who work to "make a difference" are hobbled by technical barriers, often because there is no roadmap to connect these new information sharing methods.
New York, NY — More than 5 million Americans are directly denied the right to vote, and millions more are misinformed about their eligibility to vote, due to a confusing and archaic national patchwork of "felony disfranchisement" laws, according to a new briefing paper by Demos, a national, non-partisan public policy and research center.
Felony disfranchisement is the practice of denying people with felony convictions the right to vote. The American tradition of states determining their own election laws has led to a national patchwork of policies and practices that result in de jure and de facto denial of the vote based on felony conviction status Currently, most states impose some voting restrictions on people with felony convictions, ranging from a prohibition from voting while incarcerated to a virtual lifetime ban.
New York, NY — Millions of disabled and language-minority American citizens face impediments to voting because many states do not meet federal ballot and polling place access requirements, according to a new briefing paper by Demos, a national, non-partisan public policy and research center.
NEWARK, NJ — In an effort to increase voter participation in the Garden State, the American Civil Liberties Union of New Jersey and other high-profile voter rights' advocates, during a public forum today, will urge New Jersey to reform state election law to allow residents in future elections to register to vote up to and including Election Day. This proposal, if adopted, would replacing the current system under which anyone who registers less than 21 days before an election is barred from voting until the following election.
A properly functioning democracy encourages all eligible citizens to participate in elections. Our nation's commitment to this goal has resulted in landmark laws to assure that access to voting is available to all, including persons with disabilities and U.S. citizens who may have limited proficiency in English.
New York, NY — Provisional ballots could again be a leading concern at the polls this year, with new figures showing one in three — more than 650,000 of 2 million cast--were left uncounted or discarded in 2004, according to a new briefing paper by Demos, a national, non-partisan public policy and research center.
The 2000 election will be remembered as a national debacle in which millions of citizens were denied the right to vote and have that vote be properly counted. To remedy the problems of 2000, Congress passed the Help America Vote Act of 2002 (HAVA). One of HAVA's principal provisions required states to adopt a system of "fail-safe" voting in which a person who goes to the polls, but whose name is not on the voter lists or who cannot produce the necessary identification, is allowed to vote on a provisional ballot.
New York, NY — Millions of eligible voters could lose their right to vote in coming years if new state and national photo identification and proof of citizenship requirements for voting are implemented, according to a new briefing paper published by Demos, a national public policy and research center. The paper, part of Demos' 2006 Challenges to Fair Elections Series, offers evidence that new and prospective voter ID requirements, in states and on the national level, have been advanced without adequate consideration of facts or the potential impact on voting rights.
As a nation, we now face a serious threat to the very nature of our democracy, and the core American belief that wide electoral participation by as many eligible voters as possible is central to our prosperity and success. With salacious and often unfounded allegations of efforts to vote by non-citizens, the deceased, felons and even pets, partisans, fringe organizations, and opinion makers of all kinds have pressed for strict new voter identification requirements. But the facts do not warrant these extreme proposals. All available evidence suggests that voter fraud is exceedingly rare.