Although photo ID and proof of citizenship proposals are offered as necessary to prevent fraud in elections, we know that the facts do not warrant these extreme measures.
Miles Rapoport testifies on March 23, 2007, at the United States House of Representatives Committee on Financial Services' hearing on "The Role of Public Investment in Promoting Economic Growth".
Demos Vice President of Policy and Programs Tamara Draut testifies before the United States Senate Committee on Health, Education, Labor and Pension regarding higher education costs and student debt.
Basic demographic data reveal much about the need for better access to the voting process.
Studies have shown that 20% of the population of the U.S. has one or more disabilities and that approximately 10% of that number live with severe disabilities and that about 20% of U.S. adults with disabilities — more than 8 million potential voters — say they have been unable to vote in presidential or congressional elections due to barriers at or getting to the polls.
Demos Vice President of Policy and Programs Tamara Draut testifies before the U.S. Senate Committee on Banking, Housing, and Urban Affairs regarding the growth of credit card debt and credit industry practices.
Health care costs are rising sharply, placing stress on employers, individuals, and families. As employers look to rein in benefit costs, they are increasingly turning towards health insurance options that feature greater employee cost sharing through higher deductibles, co-payments, and other forms of out-of-pocket expenses. Others are dropping coverage entirely. Financially stretched low- and middle-income families, however, can scarcely afford these higher medical expenses.
Although Americans of all ages have endured the economic and social changes ushered in by a shift from an industrial to a technology- and service-based economy, today’s young adults are the first to experience its full weight as they try to start their lives. But the challenges facing young adults also reflect the failure of public policy to address the changing realities of starting, and building, a career and family in 21st century America.
Most parents with children under the age of 6 are in their late 20s or early 30s, making issues of family leave, child care, and work flexibility of core concern to young adults under the age of 34.
Young families across the income spectrum are financially and emotionally stressed by the demands of work and family, yet our nation has failed to address these issues in any systematic or holistic fashion.
Over the past decade, rents and home prices in major cities across the country have escalated rapidly. As young adults transition from college into the workforce, already owing an average of $20,000 in student loan debt, securing affordable housing in the current market can pose an overwhelming challenge.
Debt has become a generation-defining characteristic for today's young adults. The problem often begins with student loan debt, which today affects both community college and university students. In addition, today's young adults are relying more on credit to cover basic living expenses, particularly during those first few years in the workplace. As starting salaries have failed to keep pace with rising student loan bills, housing costs or health care costs, for many young adults the credit line becomes a lifeline.
Job security and stability were defining characteristics of the U.S. labor market from the 1950s to the mid-1970s. A large portion of the workforce was unionized, and workplace benefits such as health insurance and pensions were standard. Today, young workers can no longer expect to work at a company with the intention of staying until retirement. Union membership has dropped to just 8.6 percent of the private-sector workforce, and benefits are becoming increasingly rare. Job instability is the new reality.
In today's knowledge-based economy, a college degree is a necessary qualification for entry to the middle class. Over the last 30 years, as real wages for workers with only a high school diploma have fallen, the life outcomes for those with college degrees have diverged from those with only high school degrees. In 1977, for example, there was only a 6 percentage-point difference in home ownership rates between those with college educations and those without. Today, there is a 20 percentage-point difference.
In response to ever-increasing financial pressures, families have come to depend on high-cost credit as a way to bridge the gap between stagnant or decreasing incomes and rising costs. How are families coping with their new burden? To hang on to the American Dream, to be part of the ownership society, homeowners are depleting their home equity to pay off a growing mountain of unsecured debt—a financial strategy fraught with serious consequences.
In the final days of the 2006 campaign, as in any election year, citizen interest is peaking as election news--and debates on the issues--becomes more pervasive in the media. Unfortunately for America's voters, in all but eight states (one of which does not require voter registration) , if you are not already registered to vote in this week's election, it is too late. There are seven states, however, where eligible voters are not hampered by arbitrary deadlines, no matter when they become engaged by an election, and can register to vote on Election Day itself.
Political candidates win elections by generating more votes than their opponents. A vigorous and superior get-out-the-vote campaign is commonly understood to be the key to success. A less recognized but all-too-familiar alternative tactic is to intimidate their opponents supporters and suppress their votes. Voter intimidation and vote suppression campaigns are often mounted in communities of color, where voter participation is more tenuous. Few states have enacted clear and effective prohibitions against these abuses.