If Build Back Better is passed, how do we ensure that everyone gets their fair share? How do we follow the money from the legislation? L. Joy brings Taifa Smith Butler to the front of the class to give us the action items we need to make sure our communities get the most out of it.
"Black and Latinx borrowers [are] more likely to be denied credit than white borrowers and more likely to be charged higher interest rates [...]. [O]ne of many ways the financial deck is stacked against Black and brown consumers.”
Private credit reporting companies should be replaced by a publicly run credit registry that operates in the public interest and that automatically corrects for events like natural disasters and global health crises.
“These are folks who are serving [and] preparing food for all of the rest of us. It's a recipe for contagion when...the people preparing your food cannot afford to stay home when they have a contagious disease.”