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Written testimony of Demos Associate Director of Policy and Research, Amy Traub before the U.S. House of Representatives Committee on Financial Services

Letter from 31 civil rights, consumer, and community organizations urging the National Association of Insurance Commissioners (NAIC) to issue a recommendation that credit information no longer be used to determine eligibility for, or the cost of, auto or home insurance.

Ensuring just and equitable access to and ownership of one our most vital natural resources—energy—is vital to building a vibrant, inclusive democracy.

Due to disinvestment, a lack of grant aid, and the rising cost of living, Arizona’s students face a steep hill in paying for college.

Policymakers in Michigan have continuously made attending college harder through divestment in Michigan’s public higher education system, resulting in skyrocketing college prices.

Executive actions the new administration can take to deliver economic relief and protect workers and families.

A collection of contributions from leading student loan experts offering a roadmap for the Biden administration to take immediate action to cancel student debt for millions of Americans.

Identifying Communities That Face Environmental Injustice, Using Lessons Learned from State Equity Mapping Programs

Written testimony of Demos President K. Sabeel Rahman before the US House of Representatives Committee on the Judiciary Subcommittee on Antitrust, Commercial and Administrative Law

This platform proposes a set of actions the executive branch can take to equitably address the climate crisis without new legislation, major new appropriations, or other Congressional authority.

Over 100 community, civil rights, consumer, and student advocacy organizations urge House and Senate leadership to insist on student debt cancellation for all borrowers during negotiations over the next coronavirus relief package.

This presentation outlines the ways that student debt both contributes to, and is a cause of, America’s historic and persistent racial wealth divide.

One New York State bill would interrupt the cycle of discrimination that comes with employment credit checks.

The Disparate Impact standard is critical to continued and enhanced opportunity to access fair credit, housing, and homeownership. Demos strongly opposes efforts to undermine this longstanding enforcement tool.

The CCPA is a climate bill, a racial justice bill, a public health bill, and an economic development bill. We need it to be all of these things.

How We Can Fix the Housing Affordability Crisis

How the Climate & Community Protection Act will Increase Resiliency for New York’s Latinx Communities

As part of an effort to reshape rules around debt and lending to reduce racial wealth inequality, we propose establishing a public credit registry to gradually replace the current for-profit credit reporting system.

New York State’s Climate and Community Protection Act (CCPA) is a bold climate action policy for the people of New York.

The Debt-Free College Act of 2018 would create a new federal-state partnership that re-funds our neglected system of public colleges and job training.