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Dēmos strongly supports updating federal regulations to restore and extend overtime protections. However, we urge the Department to finalize a stronger rule than the one proposed.

Written testimony of Demos Associate Director of Policy and Research, Amy Traub before the U.S. House of Representatives Committee on Financial Services

The Executive Order on Racial Equity represents a firm commitment by the Biden Administration to champion racial equity and to advance equitable practices in data collection and data provision.

Letter from 31 civil rights, consumer, and community organizations urging the National Association of Insurance Commissioners (NAIC) to issue a recommendation that credit information no longer be used to determine eligibility for, or the cost of, auto or home insurance.

Written testimony of Demos President K. Sabeel Rahman before the US House of Representatives Committee on the Judiciary Subcommittee on Antitrust, Commercial and Administrative Law

Over 100 community, civil rights, consumer, and student advocacy organizations urge House and Senate leadership to insist on student debt cancellation for all borrowers during negotiations over the next coronavirus relief package.

This presentation outlines the ways that student debt both contributes to, and is a cause of, America’s historic and persistent racial wealth divide.

One New York State bill would interrupt the cycle of discrimination that comes with employment credit checks.

The Disparate Impact standard is critical to continued and enhanced opportunity to access fair credit, housing, and homeownership. Demos strongly opposes efforts to undermine this longstanding enforcement tool.

The CCPA is a climate bill, a racial justice bill, a public health bill, and an economic development bill. We need it to be all of these things.

New York State is in the midst of a housing crisis. Right now, there is a policy platform under consideration that could address the crisis.

Demos strongly urges the Department of Homeland Security to withdraw the proposed rule to radically enlarge the list of criteria that will be used to decide whether an immigrant is likely to become a “public charge.”

This bill unravels important consumer safeguards that protect American consumers and leaves communities of color particularly vulnerable.

President Trump should follow the letter of the law and allow the Senate to confirm a new Director of the CFPB. 

We are concerned that given Ms. DeVos’ track record to privatize public education and her lack of a clear position concerning the affordability crisis in higher education, the committee cannot properly assess whether Ms. DeVos is fit to run the U.S. Department of Education.

More information about CEO-to-worker pay disparities is critical for investors.

Dramatic new public policy initiatives are needed to accomplish two broad interrelated goals: to ensure that all Americans have a chance to move into the middle class and, second, to ensure greater security for those in the middle class.

If passed, each of these pieces of legislation would destabilize a regulatory system that saves lives and improves our nation.

Congress now has the opportunity to erect new public structures guaranteeing stability, transparency and competition in banking.