Private credit reporting is failing for all of us who must rely on credit reports produced by for-profit companies to navigate financial transactions. For communities of color, credit scores evoke the decades of bank redlining and unequal access to credit whose impact persists to this day.
The Disparate Impact standard is critical to continued and enhanced opportunity to access fair credit, housing, and homeownership. Demos strongly opposes efforts to undermine this longstanding enforcement tool.
Demos’s report details how historical and structural racism contributes to higher interest rates and insurance costs for Black and Latinx people, compared to white Americans.
So the next time Democrats complain about lower voter turnout, not just in 53206, but in any beleaguered neighborhood, they might think first about the policies, both old and new, that have served and continue to serve as stumbling blocks for black political participation.
We urge Ohio to take immediate action to ease and modify absentee ballot
laws so that thousands of voters are not disenfranchised during Ohio’s March 17, 2020 primary.
The global coronavirus pandemic threatens to disrupt the Presidential
Preference Primary election in Florida. The extension of vote-by-mail options and other accommodations at polling places is necessary.
Notice letter to the Ohio Secretary of State that aspects of the state's COVID-19-related election directive violate the National Voter Registration Act of 1993.