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The Benefits Of Taking Out Loans For College

Oregon Public Library (NPR)

“There’s plenty of risk embedded in taking on a student loan,” says Mark Huelsman, an associate director at the think-tank Demos. “Student debt can impact the ability to buy a house, impact the ability to save for retirement, or save for a rainy day or a crisis.”

Sure there are reasons not to borrow, but Huelsman says, on an individual level — if the difference between a small loan is finishing college or not finishing — that’s a different story.

“We can critique the current system, but we don’t want to pull the rug out from someone who just needs that last $2,000 to pay for food.”