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It has been nearly two decades since the credit card industry was deregulated with the promise of bringing greater competition and lower prices to consumers. Under the shield of deregulation, credit card companies have shifted the cost of credit to individuals least able to afford it. As this report
Research
Tamara Draut
Jennifer Wheary

Although photo ID and proof of citizenship proposals are offered as necessary to prevent fraud in elections, we know that the facts do not warrant these extreme measures.

Testimony and Public Comment
Brenda Wright

On the problems with legislative proposals that would mandate strict photo identification requirements for voting.

Testimony and Public Comment
Brenda Wright
The Catholic roots of American liberalism John Kerry's defeat in 2004, assumed by many to be the product of perceived Democratic deficiencies in "moral values," gave this conversation renewed energy. And while some in the "new values" camp pointed to the importance of a specifically religious
In the media
Lew Daly
New York, NY — North Carolina is taking a number of steps to be in full compliance with the National Voter Registration Act of 1993, specifically its requirement that states offer voter registration opportunities in public assistance agencies, according to a new report published this week by Demos
Press release/statement
Michael Lipsky and Dianne Stewart, Senior Program Director and Director of Public Works at Demos, argue it takes effective government to restore opportunity. After decades of government-bashing, we need to win back support for what we do in common.
In the media
Michael Lipsky
America's way of providing health care is failing, too, Cohn writes, and its problems also won't go away on their own. He spoke with NEWSWEEK's Mary Carmichael about how to cure an ailing system. The people who get clobbered the most are still the working poor and the lower middle class. But the big
In the media
Mary Carmichael
Testimony by Miles Rapoport in support of Election Day Registration.
Testimony and Public Comment
Miles Rapoport
New York, NY — Everyday, millions of Americans struggle to find affordable medical care for themselves and their families, often leading to long-delayed treatment of illness and financial ruin. In SICK: The Untold Story of America's Health Care Crisis, and the People Who Pay the Price (HarperCollins
Press release/statement
 
Policy Briefs
Myriah Pahl