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Over the past decade, credit card debt among 18-24 year olds rose by 104 percent according to a report released by the nonprofit research organization Demos entitled "Generation Broke: The Growth of Debt Among Young Americans." Although over a third of young adults own credit cards, young people
In the media
Demos concludes that any meaningful attempt to explain the widening debt gap between Latino and African-American families and their white counterparts must take into account the larger social, cultural and economic forces driving credit card debt. According to New York-based Demos, between 1998 and
In the media
"I don't think that anyone can assume that the appraised value of their home is based on reality," said research director David Callahan of Demos, a public-policy center in New York. "Appraisal fraud is so common that homeowners need to assume the opposite." Demos released a report about appraisal
In the media
Randy Dotinga
Associate Director of the Democracy Program Ludovic Blain testifies before the Vermont House Government Operations Committee regarding Election Day Registration.
Testimony and Public Comment
New York, NY — African-American and Hispanic households are at greater financial risk and more likely to be in credit card debt than their white counterparts, according to a new report, Costly Credit: African Americans and Latinos in Debt, released today by the Economic Opportunity Program at Demos
Press release/statement
We live in an age when credit card debt has skyrocketed among young adults. It has risen 104 percent from 1992 to 2004 among 18- to 24-year-olds according to "Generation Broke: The Growth of Debt Among Young Americans," a report from Demos, a nonpartisan, nonprofit New York City-based research
In the media
Kristi L. Gustafson
While real income gains were realized during the economic boom over the latter half of the 1990s, the average American's credit card debt rose faster than ever before. While balances grew faster for white families than for African-American and Hispanic families, all groups experienced a significant
Policy Briefs
Rebecca Epstein
"I don't think that anyone can assume that the appraised value of their home is based on reality. Appraisal fraud is so common that homeowners need to assume the opposite," says research director David Callahan of Demos, a public policy center. Demos released a report about appraisal fraud in March
In the media
Randy Dotinga
New York, N.Y. — In an effort to reduce widespread barriers faced by New York City's voters, the New York City Council Committee on Governmental Operations, Chaired by Councilmember Bill Perkins, will hold a hearing on Monday, May 2, 2005, to consider legislation that would reform the city's
Press release/statement
New York, N.Y. — New York, NY- Concerned about widespread misinformation about voter eligibility and proper voter registration and balloting procedures in New York State, Unlock The Block: Release the Vote, a New York voting rights restoration coalition that is housed at Demos and includes the Legal
Press release/statement