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The Contract for College would unify the existing three strands of federal financial aid — grants, loans and work-study — into a coherent, guaranteed financial aid package for students.

Initiative Aims to Strengthen Social Insurance, Promote Broadly Shared Prosperity, Set the Record Straight on Federal Spending New York — Demos and The Century Foundation today launched an initiative to strengthen social insurance programs and develop a roadmap for a fair and responsible federal

3 out of 4 senior households lack the economic security needed to sustain them through their lives, according to new study New York, NY — Older Americans have experienced huge, negative financial shifts that now make it more difficult to enter retirement with sustainable economic security, a new

As President Obama takes office, and the nation reflects on the historic moment and its significance, Demos Senior Fellows John Schwarz and Lew Daly remind us that America is more than just “common blood, or race, or ethnic background or religion.” America is about freedom, they argue, and its up to

Why, in the absence of heroic government measures, the financial crisis will lead to a serious general depression.

A New Look at Wealth in the United States New York, NY — The 2008 presidential campaign ended with a sharp moral debate about "spreading the wealth" in the United States. With national concern about a barrage of bad economic news--from the financial meltdown on Wall Street to the near-bankruptcy of

Proposal to Expand Funding for Low-Income Students; Increased Access to Federal Loan Program New York, NY — Demos, a national, non-partisan, public policy and advocacy organization, in partnership with twelve national organizations representing students, colleges, consumers, and college

Goal to Double the Number of Low- Income Students in the U.S. Who Earn a Postsecondary Degree by Age 26

Report Shows How Crisis Will Continue to Impact Small Business, Student Borrowers, Homeowners New York — The household economy — especially small business, homeowners and student borrowers — will continue to suffer during a sever tightening of lending credit and capital, in spite of the federal

Floor Vote Expected on September 23, 2008; Congress Urged Not To Weaken Consumer Protections In Bill