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This report elevates the voices of affected communities across the country and provides important insights on the quest to vote.
Fully engaging and including Black people of all genders will strengthen the political power of Black communities.
Rebuilding American Democracy in an Era of Crisis
How Albuquerque Campaign Donors Do Not Reflect the City’s Diverse Population and Needs
To fairly evaluate any higher education reform proposal, we must understand the ways that these dual burdens—less wealth and more debt—lead to worse outcomes for Black students than white students.
LGB+ Voices in the 2019 Black Census
The Black Futures Lab’s Black Census Project is the largest survey of Black people conducted in the United States since Reconstruction.
The Case for Bold, Equitable Student Loan Cancellation and Reform
The white, wealthy donor class that fuels Baltimore's elections
How the retail industry fails to meet the needs of the Black and Latino workforce.
Popular theories for rising tuition like administrative “bloat” and student aid are at most minor contributors to tuition increases. Here's the real causes.
In April 2015, Walmart implemented a $9 an hour minimum wage for all of its 1.3 million U.S. workers, and committed to pay all current workers at least $10 per hour by February 2016.1 This is an important step from the country’s largest employer and in particular for the retail industry, where low-wage, unstable employment is the norm.
Rolling back reform of the financial system is at the top of the agenda for the new Congress. Opponents of a safe and honest financial system have waited until the abject horror of autumn 2008 faded from memory to deal the financial sector regulation a death of a thousand cuts. From time to time, the new Congress may attempt large rollbacks. But their likely strategy is that, after a couple of years of piecemeal repeal, financial regulation will be gutted and the good old days of financial markets that operated like casinos will return.
What is the fiduciary rule?
In the simplest terms, the fiduciary rule is a new regulation, proposed by the Department of Labor, which requires financial advisors and brokers to act in the best interest of people saving for retirement. Under this rule, when consulting your financial advisor they will be required to recommend the best investments for your needs, i.e. the mix of investments with the highest returns, lowest fees, or least risk.
Don’t financial advisors currently have to look out for my best interest?
Financialization is a major driver of growing inequality and undermines key sources of growth and job creation.
In the aftermath of the Great Recession, Americans battered by job loss, foreclosure, and plummeting home values tightened their belts and paid down debt. The Latino community, hit particularly hard by the housing crash, was no exception. Yet new research from Demos’ National Survey on Credit Card Debt of Low- and Middle-Income Households finds that even as Latinos are carrying less credit card debt, four in ten Latino households with credit card debt are relying on their cards to pay for basic living expenses.
Connecticut’s investment in higher education has decreased considerably over the past two decades, and its financial aid programs, though still some of the country’s most expansive, fail to reach many students with financial need.
Addressing the Racial Wealth Gap with New Rigor
A number of states have laws demanding citizens produce documentary evidence of citizenship to register to vote. These laws have far-reaching implications for voter participation in our democracy.