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The Debt-Free College Act of 2018 would create a new federal-state partnership that re-funds our neglected system of public colleges and job training.

As with any big reform, the push for debt-free college has been met with pushback among a skeptical elite. We have answers for their major concerns.

14 Big Ideas to Build a Strong & Diverse Middle Class

10 Ways Student Debt Is Blocking the Economic Mobility of Young Americans

Answers to 8 frequently asked questions.

The Contract for College would unify the existing three strands of federal financial aid — grants, loans and work-study — into a coherent, guaranteed financial aid package for students.

America's students are facing a serious threat from subprime private loans, and the situation could worsen unless Congress votes to close a potential loophole in the proposed Consumer Financial Protection Agency.

Signed into law on May 22, 2009, the Credit CARD Act has benefited millions of households in ways that directly affect their monthly budgets.

Until about the mid-1990s, debt was the exception, not the rule.

A Federal-State Partnership to Increase State Investment and Return to Debt-Free Public Higher Education

Why a return to a debt-free system of public universities and colleges would help revive the promise of affordable higher education regardless of one’s family income.

As part of an effort to reshape rules around debt and lending to reduce racial wealth inequality, we propose establishing a public credit registry to gradually replace the current for-profit credit reporting system.

How We Can Fix the Housing Affordability Crisis

The goal of Demos’ Race-Class Narrative (RCN) project is to develop an empirically-tested narrative on race and class that resonates with all working people and offers an alternative to—and neutralizes the use of—dog-whistle racism.

The specter of voter fraud is a talking point deployed to silence the voices of Black and brown voters across the country.

The three sets of steps policymakers and election officials must take to ensure that Black and brown Americans—and all Americans—can exercise their fundamental right to vote in 2020 and beyond.

Ways to increase access to the ballot for people who are released from incarceration and for eligible voters who are currently incarcerated. 

Congress must address how Black, Indigenous, and Latinx people confront both the worst health outcomes and the greatest threats to household financial stability as a result of the pandemic.

New Mexico is failing to enable Black and Brown communities to access their fundamental right to vote.

Executive actions the new administration can take to deliver economic relief and protect workers and families.