Displaying 1 - 20 of 24 results
We are concerned that given Ms. DeVos’ track record to privatize public education and her lack of a clear position concerning the affordability crisis in higher education, the committee cannot properly assess whether Ms. DeVos is fit to run the U.S. Department of Education.
The Debt-Free College Act of 2018 would create a new federal-state partnership that re-funds our neglected system of public colleges and job training.
As with any big reform, the push for debt-free college has been met with pushback among a skeptical elite. We have answers for their major concerns.
14 Big Ideas to Build a Strong & Diverse Middle Class
10 Ways Student Debt Is Blocking the Economic Mobility of Young Americans
Answers to 8 frequently asked questions.
The Contract for College would unify the existing three strands of federal financial aid — grants, loans and work-study — into a coherent, guaranteed financial aid package for students.
America's students are facing a serious threat from subprime private loans, and the situation could worsen unless Congress votes to close a potential loophole in the proposed Consumer Financial Protection Agency.
Signed into law on May 22, 2009, the Credit CARD Act has benefited millions of households in ways that directly affect their monthly budgets.
Until about the mid-1990s, debt was the exception, not the rule.
A Federal-State Partnership to Increase State Investment and Return to Debt-Free Public Higher Education
Why a return to a debt-free system of public universities and colleges would help revive the promise of affordable higher education regardless of one’s family income.
As part of an effort to reshape rules around debt and lending to reduce racial wealth inequality, we propose establishing a public credit registry to gradually replace the current for-profit credit reporting system.
How We Can Fix the Housing Affordability Crisis
The goal of Demos’ Race-Class Narrative (RCN) project is to develop an empirically-tested narrative on race and class that resonates with all working people and offers an alternative to—and neutralizes the use of—dog-whistle racism.
The Disparate Impact standard is critical to continued and enhanced opportunity to access fair credit, housing, and homeownership. Demos strongly opposes efforts to undermine this longstanding enforcement tool.
One New York State bill would interrupt the cycle of discrimination that comes with employment credit checks.
This presentation outlines the ways that student debt both contributes to, and is a cause of, America’s historic and persistent racial wealth divide.
Over 100 community, civil rights, consumer, and student advocacy organizations urge House and Senate leadership to insist on student debt cancellation for all borrowers during negotiations over the next coronavirus relief package.
Executive actions the new administration can take to deliver economic relief and protect workers and families.