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The Debt-Free College Act of 2018 would create a new federal-state partnership that re-funds our neglected system of public colleges and job training.
As with any big reform, the push for debt-free college has been met with pushback among a skeptical elite. We have answers for their major concerns.
14 Big Ideas to Build a Strong & Diverse Middle Class
Give states additional Child Care and Development Block Grant funding to double the number of children served by child care assistance, make the federal Child and Dependent Care Tax Credit refundable, and expand Head Start and Early Head Start.
Home ownership is commonly understood as the quintessential marker of having arrived in the middle class: a family’s home is often the single largest asset that they own and has traditionally served as an important vehicle for wealth accumulation and economic security.
10 Ways Student Debt Is Blocking the Economic Mobility of Young Americans
Demos and Young Invincibles partnered to complete the State of Young America report, the first comprehensive look at the economic challenges facing young adults since the Great Recession.
Answers to 8 frequently asked questions.
The Contract for College would unify the existing three strands of federal financial aid — grants, loans and work-study — into a coherent, guaranteed financial aid package for students.
America's students are facing a serious threat from subprime private loans, and the situation could worsen unless Congress votes to close a potential loophole in the proposed Consumer Financial Protection Agency.
Signed into law on May 22, 2009, the Credit CARD Act has benefited millions of households in ways that directly affect their monthly budgets.
Until about the mid-1990s, debt was the exception, not the rule.
This report was completed in collaboration with the Advancement Project, Asian & Pacific Islander American Health Forum, Demos, Faith in Action, National Association for the Advancement of Colored People, National Congress of American Indians, National Urban League, Race Forward, and UnidosUS. These groups are a collaborative of leading national racial-equity organizations supported by the W.K. Kellogg Foundation.
A Federal-State Partnership to Increase State Investment and Return to Debt-Free Public Higher Education
Why a return to a debt-free system of public universities and colleges would help revive the promise of affordable higher education regardless of one’s family income.
New York State’s Climate and Community Protection Act (CCPA) is a bold climate action policy for the people of New York.
As part of an effort to reshape rules around debt and lending to reduce racial wealth inequality, we propose establishing a public credit registry to gradually replace the current for-profit credit reporting system.
How the Climate & Community Protection Act will Increase Resiliency for New York’s Latinx Communities
How We Can Fix the Housing Affordability Crisis
Demos’ Race-Class Narrative (RCN) project developed an empirically-tested narrative on race and class that resonates with all working people and offers an alternative to—and neutralizes the use of—dog-whistle racism.