The SBPC and Demos joined together to produce a report featuring contributions from leading student loan experts and advocates offering a roadmap for the Biden administration to take immediate action to cancel student debt for millions of Americans. For decades, borrowers have had the right to have their student debt wiped clean as a safeguard against economic hardship. However, this debt relief has been denied to millions due to systemic mismanagement and abuse across the student loan system.

The report details how to deliver relief to servicemembers, public service workers, defrauded borrowers, and other vulnerable groups who have been forced to shoulder debts that should have been canceled under the law. The recommendations build on calls by advocates and elected officials for President Biden to immediately deliver broad-based debt cancellation for all student loan borrowers.