From the chambers of the House Financial Services Committee, we hear that consumers are losing “economic opportunity and freedom” because they don’t have enough access to risky, high-cost credit. The Financial CHOICE Act, subject of a hearing this Wednesday, would restore lost liberty by gutting consumer safeguards. Meanwhile, the House Education and Workforce Committee frets that workers miss out on “freedom, choice, and fairness” because they lack the opportunity to trade away overtime pay for the chance to ask the boss for time off. Under the Working Families Flexibility Act, also due to be marked up this week, employees would be liberated from decades of pesky worker protections. [...]