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Given growing levels of student debt combined with stagnant incomes over the past few decades, “something has to give somewhere,” said Mark Huelsman, a senior policy analyst at Demos, a left-leaning think tank. Research from his firm shows that a dual-income household with average levels of student debt for bachelor’s degree recipients stands to lose more than $200,000 over a lifetime, mostly due to lost retirement savings.
“It’s pretty clear that student debt is having some impact on the ability of families to build wealth or to save,” Huelsman said.
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