Ms. Draut, director of the Economic Opportunity Program at Demos, a public policy group in New York, got to the heart of the matter in her recent testimony before a U.S. Senate committee looking into higher education costs.
'The fundamental problem,' she said, 'is rooted in the reality that our government no longer really helps people pay for college — it helps them go into debt for college. The question we need to be asking is not, 'How much student loan debt is reasonable?' but, 'What is the best way to help students afford college?'