New York Times Writer Who Defaulted on Student Loans Differs From Many Borrowers

Some community-college students don't get support from their families, while others had subpar high-school educations and have to play catch-up right away. In fact, a 2010 study by the public-policy organization Demos found that six out of 10 students entering community colleges have to take remedial courses to compensate for the skills and knowledge they never attained in high school.

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