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Demos Vice President of Policy and Programs Tamara Draut testifies before the United States Senate Committee on Health, Education, Labor and Pension regarding higher education costs and student debt.

New York, NY — More than three-quarters of a million Americans were able to cast their ballot in November 2006 because of Election Day Registration (EDR), according to a new report published this week by Demos.

Basic demographic data reveal much about the need for better access to the voting process. Studies have shown that 20% of the population of the U.S. has one or more disabilities and that approximately 10% of that number live with severe disabilities and that about 20% of U.S. adults with

Washington, DC — Direct Recording Electronic (DRE) voting machines, once considered essential to ensuring private and independent voting booth access for voters with disabilities, often do not work as promised, according to a new report published today.

Cindy Zeldin works for Demos, a nonprofit research and advocacy group. She says even the insured are not immune from this growing trend. "The direction of health insurance is towards greater individual risk, greater out-of-pocket expenses and those expenses are going right on to credit cards," she

Demos Vice President of Policy and Programs Tamara Draut testifies before the U.S. Senate Committee on Banking, Housing, and Urban Affairs regarding the growth of credit card debt and credit industry practices.

The report, released last week, was jointly compiled by Demos, a public policy group in New York, and the Access Project, which is affiliated with a health policy institute at Brandeis University and is trying to broaden the availability of health care in the U.S. According to the report, called

Overall, borrowers also need to be honest with themselves before tapping their home equity, especially if the reason for the cash-out isn't a one-time cost, said Jennifer Wheary, a senior fellow at Demos. "In the short-term, they will feel a sense of relief," she said, referring to those who use the

New York, NY — As health care costs continue to rise faster than incomes, families are turning to credit cards to pay for medical care, according to new research by Demos and the Access Project. The public policy groups published the findings today in a report entitled "Borrowing to Stay Healthy

Health care costs are rising sharply, placing stress on employers, individuals, and families. As employers look to rein in benefit costs, they are increasingly turning towards health insurance options that feature greater employee cost sharing through higher deductibles, co-payments, and other forms