It's one of the biggest financial decisions you'll ever make: choosing what to do with your 401(k) at retirement. That account may be the largest asset you will rely on for income in later life. You could leave it where it is or roll the money to investments inside an IRA. The right decision could give you hundreds of thousands of added dollars over a 30-year retirement. [...]
The fiduciary measure would require any adviser working with retirement savers to put those clients' interests first rather than simply make "suitable" recommendations. Whatever the fate of the rule, you can resolve that any adviser you hire be a fiduciary. "They're the ones you can trust to be looking out for your best interest," says Robbie Hiltonsmith, senior policy analyst at Demos, a nonprofit public policy group. (Search at napfa.org or garrettplanningnetwork.com for a fiduciary planner.)
