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Background on one of the landmark pieces of financial reform legislation associated with Franklin Roosevelt’s New Deal.
The Financial Infrastructure Exchange (FIX) is a federal tax-and-subsidy program to promote long-term investment in a financial system that otherwise prioritizes short-term gains.
This Demos Explainer explores the tension between political support for deficit reduction versus job creation and economic security policies.
The Volcker Rule is a requirement in the Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 that is sometimes referred to as a “mini-Glass-Steagall.”
Virginia’s investment in higher education has decreased considerably over the past two decades, and its financial aid programs, though still some of the country’s most expansive, fail to reach many students with financial need.
Empirical data showing policymakers, organizers, and progressives that there is clear public support for the notion that racism is a divide-and-conquer tactic creating distrust, undermining belief in government, and causing economic pain for everyone, of every color.
This report examines the effectiveness of the employment credit check laws enacted so far and finds that unjustified exemptions included in the laws, a failure to pursue enforcement, and a lack of public outreach have prevented these important employment protections from being as effective as they could be.
A number of states have laws demanding citizens produce documentary evidence of citizenship to register to vote. These laws have far-reaching implications for voter participation in our democracy.
Connecticut’s investment in higher education has decreased considerably over the past two decades, and its financial aid programs, though still some of the country’s most expansive, fail to reach many students with financial need.
State Higher Education Funding After the Recession
Climate change poses a tremendous threat to Florida. Sea level rise, more intense precipitation, and stronger hurricanes increase the risk of natural disaster and imperil the state’s economy and its citizens’ safety.
Why, without swift and bold action to mitigate climate change, Nevada will grow more and more vulnerable to potentially severe economic impacts.
Arizona’s citizens and its economy are among America’s most vulnerable to the growing adverse impacts of climate change.
Climate change threatens serious harm to Virginia’s economy, its people and its treasured natural resources.
How Higher Education Cuts Undermine the State’s Future Middle Class
While GDP has been steadily increasing, indicating a growing economy, other metrics of progress show a very different picture.
Demos conducted a nationwide survey of low- and middle-income households in early 2012. The findings in this brief summarize the relationship between college costs and credit card debt, and its impact on students and their parents.
If nearly 70 percent of graduates are borrowing, 30 percent (including 35 percent of public college graduates) are not. Who are these students? What type of family or financial resources do they have at their disposal? What are their work habits? In short, what does it take to graduate debt-free these days? This brief answers these questions.
Public policies can either fuel or ease racial disparities in wealth. This report marks the first-ever systematic analysis of the impact of different policies, highlighting the policies that could help erase the racial wealth gap.
How past racial injustices are carried forward as wealth handed down across generations and reinforced by “color-blind” practices and policies.