In the wake of the worst effects of the Great Recession, African Americans, like Americans as a whole, are getting their balance sheets in order and paying down credit card debt. But new research from Demos’ National Survey on Credit Card Debt of Low-and Middle-Income Households finds that African Americans face challenges to their financial security that are unlike those of white households.
New York – Today, Demos, a national public policy and advocacy center that supports pro-voter election reform, applauded Montana Governor Brian Schweitzer for vetoing an anti-voter measure recently passed by the state legislature. The bill, HB 180, would have rescinded Montana’s so-called “late registration” period, a type of "Same Day Voter Registration" which allows citizens to register and vote at county clerks’ offices on Election Day and the preceding 30 days.
New Jersey’s investment in higher education has decreased considerably over the past two decades, and its financial aid programs, though still some of the country’s most expansive, fail to reach many students with financial need.
This report presents findings on the use of public transit by people of color and on the potential jobs benefits that people of color can gain from investments in public transit.
Once an institution accepts the premise that all people, regardless of their background, have the potential to thrive and contribute to the success of an organization, they can begin to recognize systemic disparities and gaps as flaws to be addressed.
Medical debt is a leading cause of bankruptcy in the United States. This report analyzes the impact of medical debt on household finances and provides policy solutions.
In 2010 and 2011, Maryland and New York took bold steps to correct the problem known as prison gerrymandering, a problem resulting from the United States Census Bureau’s practice of counting incarcerated individuals as residents of their prison cells rather than their home communities.
Popular theories for rising tuition like administrative “bloat” and student aid are at most minor contributors to tuition increases. Here's the real causes.
On the manner in which incarcerated populations are counted for purposes of redistricting. This issue has become increasingly important to the fairness of redistricting around the country.
New York, NY — As new unemployment figures show a still-staggering 9 percent of Americans out of work, a new report from the policy center Demos examines the degree that low income American families use credit to weather economic shocks, and draws out the impact of credit card debt on families' long-term financial stability.
The No Representation Without Population Act would correct within the state of Maryland a long-standing flaw in the decennial Census that counts incarcerated people as residents of the wrong location.
ATLANTA, GA — Citing clear evidence that low-income Georgia residents are being denied a legally-mandated opportunity to register to vote, attorneys sent a pre-litigation notice letter to Secretary of State Brian Kemp demanding that the Secretary immediately act to bring Georgia into compliance with the National Voter Registration Act (NVRA) or face litigation.