This report reveals the extent of credit information “mission creep,” examines troubling shortcomings in the for-profit credit reporting industry, and recommends common sense steps to reform the credit reporting system.
America needs an election process that is efficient, trustworthy, and welcoming. We need a renewed sense of citizenship and service, and a government that people can believe in.
Election Day Registration (EDR), which allows eligible voters to register and cast a ballot on Election Day, is a reform that reduces the unnecessary disfranchisement of eligible voters that may be caused by arbitrary registration deadlines.
States are failing low-income communities and our nation's democracy by not adequately complying with federal law that requires human services agencies to provide voter registration services.
According to all available data, the voter participation rate of the first Americans, American Indians and Alaska Natives, is among the lowest of any ethnic group in the country. There are complex historical and cultural reasons that make the issue of voting among American Indians and Alaska Natives unique.
In February and March 2012, Demos surveyed a nationally representative sample of 997 low- and middle-income American households who carried credit card debt for three months or more.
In the wake of the worst effects of the Great Recession, African Americans, like Americans as a whole, are getting their balance sheets in order and paying down credit card debt. But new research from Demos’ National Survey on Credit Card Debt of Low-and Middle-Income Households finds that African Americans face challenges to their financial security that are unlike those of white households.
This report presents findings on the use of public transit by people of color and on the potential jobs benefits that people of color can gain from investments in public transit.
Public-sector jobs in Massachusetts are more likely than private-sector jobs to be good jobs that provide a family-supporting income and wealth-building benefits. They need to be preserved.