Letter from 31 civil rights, consumer, and community organizations urging the National Association of Insurance Commissioners (NAIC) to issue a recommendation that credit information no longer be used to determine eligibility for, or the cost of, auto or home insurance.
Ensuring just and equitable access to and ownership of one our most vital natural resources—energy—is vital to building a vibrant, inclusive democracy.
Thought pieces from Black and brown Demos staff who have collaboratively reflected on the history of racism, the current state of our democracy, and envisioned the power of an inclusive democracy.
This Black History Month (and into March), workers at Amazon’s Bessemer, Alabama warehouse have the power to keep making history by voting for their union.
The filibuster is a racist remnant of a Senate designed to entrench white minority rule. It undermines organizing, participation, and electoral victories fueled by Black and Brown communities.
Letter in support of H.R.1 highlighting provisions to protect voters from purges and voting caging, tactics used disproportionately to silence voters of color.
The For the People Act can begin to address the longstanding racist exclusions in our democracy with policy solutions that are proven to advance racial equity.
"Black and Latinx borrowers [are] more likely to be denied credit than white borrowers and more likely to be charged higher interest rates [...]. [O]ne of many ways the financial deck is stacked against Black and brown consumers.”
"Black student debtors "are 16 percent more likely to be in default or seriously delinquent than white student debtors; Latino borrowers are 8 percent more likely."
It is time for us to recognize the right of sovereignty and self-determination for the over 4 million combined residents of Puerto Rico, Guam, the U.S. Virgin Islands, American Samoa, the Northern Mariana Islands, and Washington, D.C.
Policymakers in Michigan have continuously made attending college harder through divestment in Michigan’s public higher education system, resulting in skyrocketing college prices.
Letter to President Biden in support of structural reform of the Courts due to the threat they pose to our democracy as a result of extreme Republican court packing.
“They collect our data without our permission. They profit from our data. They fail to invest in processes to verify accuracy. And their models are not transparent. This puts Black and Brown consumers at a serious disadvantage.”
The Biden administration should implement its public credit registry proposal to shift power away from an oligopoly that exercises inordinate control over consumers’ financial prospects and towards a fairer system that better respects consumers and reduces racial inequality.
Executive actions the new administration can take to help ensure the integrity of our elections and strengthen opportunities for civic participation for Black and brown Americans.