Demos’s report details how historical and structural racism contributes to higher interest rates and insurance costs for Black and Latinx people, compared to white Americans.
The crisis of American democracy is a deeper, more chronic one arising from systemic racial and gender exclusion, entrenched economic inequality, and technological and ecological transformations that undermine dreams of collective action and inclusive shared self-governance.
In 2019, progressive organizations, funders, academics, artists, and more came together to strategize about what must be done to face and address the crises undermining our democracy.
The Disparate Impact standard is critical to continued and enhanced opportunity to access fair credit, housing, and homeownership. Demos strongly opposes efforts to undermine this longstanding enforcement tool.
So the next time Democrats complain about lower voter turnout, not just in 53206, but in any beleaguered neighborhood, they might think first about the policies, both old and new, that have served and continue to serve as stumbling blocks for black political participation.
Today’s Supreme Court decision that federal courts have no ability to check extreme partisan gerrymandering is a stunning blow to our democracy. This decision represents an abdication of judicial responsibility to protect against constitutional violations.
The counter to this neoliberal vision involves, then, a more thorough moral critique—and a more transformative policy agenda—that tackles the underlying forces of corporate power, market inequities, structural racism, and anti-democratic political institutions. That progressives are finally talking in these expansive terms represents a potentially transformative inflection point in American politics.
A conversation on antitrust law as guardrails on capitalism at Bold v Old in Washington DC. The conversation includes an overview of the history of anti-trust law, why and how anti-trust law became broken, and more.
Experian Boost comes with downsides for consumers, according to Amy Traub, associate director of research at the public policy group, Demos. She said lenders will be able to use the data they glean from consumer bank accounts in ways the public may not understand.
"It also allows them to make marketing decisions: who to promote which products to, how to get us hooked on the products that are most profitable and lucrative for the lender, " said Traub.