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Format: 09-24-2018
Format: 09-24-2018
An issue briefing kit on the real causes of debt and bankruptcy. Intended for legislators, journalists and advocates. In April 2005 Demos urged Congress to recognize the fragility of our debt driven...
April 12, 2005 | Report |
Many Americans have reduced the equity in their home to pay off credit card debts and cover day-to-day expenses. More troubling still is evidence that many appraisers fraudulently inflate property...
March 15, 2005 | Policy Brief |
Passage of the bankruptcy bill would make it harder for families struck by financial misfortune to get back on track. It would benefit the very profitable ($30 billion in 2004) credit card industry...
February 24, 2005 | Policy Brief |
EOP Staff
In response to ever-increasing financial pressures, families have come to depend on high-cost credit as a way to bridge the gap between stagnant or decreasing incomes and rising costs. How are...
January 9, 2005 | Policy Brief |
Javier Silva
Over the 1990s, credit card debt among young Americans rose dramatically—leaving many young adults over-extended and vulnerable to financial collapse. This briefing paper documents the rise...
October 13, 2004 | Policy Brief |
Javier Silva
Testimony presented by Tamara Draut, Director of Demos' Economic Opportunity Program, before the U.S. House Subcommittee on Financial Institutions and Consumer Credit regarding consumer issues...
September 15, 2004 | Testimony |
This report takes a long-term view to expanding the middle class and creating more security among those who do achieve a middle-class life. Looking ahead to where the United States should aspire to...
August 30, 2004 | Report |
Many citizens are anxious not just about the security of their jobs and adequacy of their incomes, but also about related issues: high levels of credit card debt, healthcare and childcare costs, and...
August 5, 2004 | Policy Brief |
EOP Staff
Credit card companies are preying on the American public and need to be reined in. Fueled by steady deregulation of the industry, credit card companies increasingly charge excessive interest rates...
August 4, 2004 | Policy Brief |
EOP Staff
There has been a fundamental shift in our nation's priorities for ensuring access to higher education. In the 1970s and 1980s, most aid was awarded in grants, while loans remained relatively low....
August 4, 2004 | Policy Brief |
EOP Staff