Publications

Search Publications

Format: 09-24-2018
Format: 09-24-2018
Increasing numbers of low- and middle-income families use credit cards for basic living expenses. As health care costs have increased and health insurance coverage has become inadequate, medical...
December 14, 2009 | Policy Brief |
Watch LIVE today, Wednesday, October 26, the CFPB's Raj Date will speak in Minneapolis about student loans at 1 PM Eastern. Streaming video below. America's students are facing a serious threat...
December 2, 2009 | Policy Brief |
Even before the Great Recession of 2008, today's young adults were on track to have the dubious distinction of being the first generation in a century not likely to end up better off than their...
October 9, 2009 | Policy Brief |
Even though more of today's young adults are motivated to seek a postsecondary education, too many of them are sidelined by the financial burden of paying for school while meeting their other...
September 29, 2009 | Report |
Nancy K. Cauthen
A prediction making headlines across the United States is fast becoming reality:  By 2042, whites will no longer be the American majority.  Rich Benjamin, a scholar-adventurer, packed his...
August 4, 2009 | Book |
Credit card debt continues to threaten the financial stability of many low- and middle-income families in the United States, hampering their ability to save and move up the economic ladder. When...
July 28, 2009 | Policy Brief |
Even before the downturn, millions of households were experiencing difficulties meeting the most basic expenses. Now, as families experience declining home values and tightened credit markets, many...
July 28, 2009 | Report |
It is becoming increasingly difficult for Americans to achieve and sustain a middle-class life. The costs of homeownership, healthcare and a college education have soared, while incomes have...
May 29, 2009 | Policy Brief |
Today headlines are filled with stories of middle-class families struggling to survive the current downturn. But the problems of middle-class families did not start with the recession. Between 2000...
May 20, 2009 | Policy Brief |
Dear Senator: I urge you to support S. 414, the Credit Card Accountability, Responsibility and Disclosure (CARD) Act of 2009, which is expected to come before the full Senate in the coming days. The...
May 11, 2009 | Advocacy Letter |