In the News

Hayden, director of Unlock the Block, a New York-based campaign for felon voting rights, said the case for a link between incarceration and race was irrefutable. "The fact that [there is] racial discrimination in the criminal justice system is a slam dunk," he said. "There's no question about that." Yet if the case proceeds to trial, the plaintiffs' arguments will also seek to connect disenfranchisement to deeper social problems tied to racial inequality, from failing public schools to racial profiling by police.
And today his lawsuit, combined with a similar case, Hayden v. Pataki, will get an unusual hearing before the full Second Circuit.
The laws that strip ex-offenders of the right to vote across the United States are the shame of the democratic world. Of an estimated five million Americans who were barred from voting in the last presidential election, a majority would have been able to vote if they had been citizens of countries like Britain, France, Germany or Australia.
The Iowa and Nebraska cases reflect a growing awareness in some of the states that these laws offend the basic principles of democracy.
"If you look at the statistics, every week and every day there is a story about how much credit card debt that demographic carries. They are targeting people younger and younger. The marketing and promotion of these products are very powerful, and people can't resist it." A recent study by Demos, a New York nonprofit research organization, found that credit card debt for people ages 18 to 24 climbed 104 percent between 1992 and 2001. The fastest growing group of bankruptcy filers are in the 18-to-24 age bracket.
According to Demos, a New York-based research group, young Americans have the second-highest rate of bankruptcy - topped only by 35- to 44-year-olds. Demos says financial troubles often start when students leave college with credit card debt and student loans that already are unwieldy. According to Nellie Mae, graduates are leaving college with $20,500 in student loans and almost $2,864 in credit card debt.
Whether you want your child to get a credit card or not, he or she will probably get one. About 76 percent of students have them.
As Javier Silva, senior research associate at Demos, a research and advocacy group, explained: "Prices have gone up so high that a lot of people can't afford to get into the market - so lenders have responded with these products," he said, stressing the popular loan world euphemism.
Appraisers, like auditors, are supposed to follow a strict standard of professional behavior, said David Callahan, senior fellow at the public policy organization Demos and author of a recent report about appraisal fraud. "What is actually happening is lenders and brokers are telling them what value they want," he said.
The debate on voter ID is a clash between some people, many of them conservatives, who believe more restrictions are needed on voting and registration to rein in fraud, and others who think the process needs to be opened up to more voters, according to Miles Rapoport, who as secretary of state for Connecticut from 1995 to 1999 oversaw that state's election process.
Long lines, challenged ballots and two of the closest presidential elections in the country's history have touched off a landslide of propo
Over the past decade, credit card debt among 18-24 year olds rose by 104 percent according to a report released by the nonprofit research organization Demos entitled "Generation Broke: The Growth of Debt Among Young Americans."
Although over a third of young adults own credit cards, young people receive little in the way of financial education.
Demos concludes that any meaningful attempt to explain the widening debt gap between Latino and African-American families and their white counterparts must take into account the larger social, cultural and economic forces driving credit card debt.
According to New York-based Demos, between 1998 and 2001, Latino households saw a 19% growth in credit card balances, African Americans stood at 10% and white households saw an 11% decrease.