Student Loans

Access to a post-secondary education is a vital aspect of the American dream, allowing for equality of opportunity and a stable pathway to the middle class for all who are willing to work for it regardless of their background or socioeconomic status.  Higher education not only improves the...
02/24/2019
Publication
Joblessness imposes steep costs on millions of unemployed workers and their families, requiring households to continue meeting basic expenses without their former income. The Great Recession and limited job growth have produced record numbers of workers who suffer from prolonged periods of...
02/24/2019
Publication
The conventional wisdom says that American households are deleveraging – after years of living beyond our means, Americans are finally paying down debt and getting our financial house in order. But as Demos’ 2012 National Survey on Credit Card Debt of Low-and Middle-Income Households reveals,...
02/24/2019
Publication
La educación superior se ha convertido en un requisito básico para conseguir un trabajo con un salario decente y  para entrar en la clase media.  A la misma vez, esta licenciatura se ha puesto tan cara que no está al alcance de muchos de los jóvenes en Estados Unidos. El costo de ir a una...
02/24/2019
Publication
As states continue to cut higher education budgets, rising tuition prices mean that increasingly students and their families rely on debt—both credit cards and student loans—to pay for college costs. Today, graduating college seniors leave with an average of over $25,000 in student loan...
02/24/2019
Publication
Just as a postsecondary education has become essential for getting a decent job and entering the middle class, it has become financially out of reach for many of America’s young people. State support for higher education has decreased considerably over the past twenty years, while financial...
02/24/2019
Publication
Just as postsecondary education has expanded opportunities for good jobs and entry into the middle class, college costs are rising beyond the reach of many Americans. State policy decisions are largely responsible for this major cost shift onto students and families. Public investment in higher...
02/24/2019
Publication
Watch LIVE today, Wednesday, October 26, the CFPB's Raj Date will speak in Minneapolis about student loans at 1 PM Eastern. Streaming video below. America's students are facing a serious threat from subprime private loans, and the situation could worsen unless Congress votes to close a...
02/24/2019
Publication
Even though more of today's young adults are motivated to seek a postsecondary education, too many of them are sidelined by the financial burden of paying for school while meeting their other financial obligations. This report argues that to increase postsecondary success among low- to moderate-...
02/24/2019
Publication
Rising college costs, combined with major policy changes in financial aid, have made college less affordable for today’s generation of young people. The Contract for College would unify the existing three strands of federal financial aid — grants, loans and work-study — into a coherent, guaranteed...
02/24/2019
Publication
Syndicate content