Report

The American Dream used to mean that if you put in a hard day's work, you could expect good wages, benefits, and a better life for your kids. Today, the kinds of jobs that can provide a solid middle-class life in return for hard work are in short supply - unemployment is high, earnings are flat,...
09/14/2011
Publication
The American Dream is about working hard in return for decent wages, economic stability, and being able to provide a better life for your kids. But the kinds of jobs that can provide a solid middle-class life in return for hard work are in short supply in Texas. Unemployment is still high, earnings...
09/14/2011
Publication
Amid all the headlines about technological marvels and high-tech business icons, far less attention has been paid to the huge volumes of waste generated by skyrocketing sales and rapid turnover in high-tech electronics. In contrast to other waste streams such as industrial effluents and air...
08/15/2011
Publication
Hundreds of thousands of families lost their homes because of loans that were often not fully explained or under¬stood. Beyond the Mortgage Meltdown distills the origins and nature of the crisis in the housing market. Senior Fellow James Lardner highlights the complicity of regulators and lawmakers...
08/11/2011
Publication
From the Harvard Law and Policy Review Since the passage of the Help America Vote Act (HAVA) in 2002, requiring people to present identification to vote has become one of the most controversial and divisive issues in election reform. HAVA necessitates, among other things, that members of...
08/08/2011
Publication
In the Red or In the Black? looks at whether household savings serve to protect families from incurring unsecured debt, and in turn, whether the presence of unsecured debt acts as a barrier to savings and wealth accumulation.
08/08/2011
Publication
Even though more of today's young adults are motivated to seek a postsecondary education, too many of them are sidelined by the financial burden of paying for school while meeting their other financial obligations. This report argues that to increase postsecondary success among low- to moderate-...
08/08/2011
Publication
Building on Living Longer on Less, the first report in a series examining the financial vulnerability of the elderly, this report examines the economic security of African-American and Latino senior households.   LONG-TERM ECONOMIC SECURITY AND RISK  The SFSI finds that  91 percent...
08/08/2011
Publication
For many years, health care costs have been steadily rising. As employers have moved into insurance coverage options with greater out-of-pocket expenses or have stopped providing health care coverage altogether, American families have struggled with the burden of health care costs.  To gain a...
08/08/2011
Publication
Economic insecurity has become the “new normal” in America. Ten million Americans are out of work, and the vast majority of Americans have seen their incomes stagnate or decline over the past decade. Demos’ extensive research on credit card debt among middle- and low-income households has found...
08/08/2011
Publication
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