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Credit reports and scores have a direct and growing impact on Americans’ economic security and opportunity. Having poor credit can mean a consumer will end up paying a higher interest rate for a loan...
June 20, 2011
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Report
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For far too long, brokers have been selling their older clients complex investments known as structured products. These products are so risky, and so costly in fees, that some of them are almost sure...
May 17, 2011
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Report
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Maine can put deposits of state tax revenue to use in ways that tilt the economic playing field back toward Main Street businesses, our community banks, and long-term job growth. A Maine Street...
May 3, 2011
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Report
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Jason Judd
The Housing Crisis and How to Fix It.
This special report by Demos and The American Prospect includes articles by Dan Immergluck, Mike Konczal, Rebecca Ruiz, James Carr, Marcus Stanely, Alyssa Katz,...
May 1, 2011
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Report
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Demos and The American Prospect
Across the country, states are considering proposals to move general revenue deposits out of the Wall Street banks that dominate the banking business today, and use them to capitalize a new local...
April 21, 2011
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Report
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Jason Judd
Washington can put deposits of state tax revenue to use in ways that tilt the economic playing field back toward Main Street businesses and our community banks, local infrastructure investments and...
April 14, 2011
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Report
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Jason Judd
Summary
Hawaii can put deposits of our state tax revenue to use in ways that create local jobs by tilting the economic playing field back toward our neighborhood businesses and state-chartered and...
April 5, 2011
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Report
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Jason Judd
We have analyzed the likely impact on voter turnout should West Virginia
adopt Same Day Registration (SDR).1 Under a system proposed2 in West Virginia, eligi- ble voters who miss the current...
April 1, 2011
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Report
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SUMMARY
Oregon can put its public funds to use in a way that creates jobs and tilts the economic playing field back toward Main Street businesses, family farms, and our community banks. A Virtual...
March 29, 2011
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Report
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Jason Judd
Read the full policy paper
Would the Virtual State Bank compete with community banks?
No. The Virtual State Bank would partner with community banks to help expand their lending markets. In fact, the...
March 29, 2011
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Report
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Jason Judd