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Format: 05-22-2013
Format: 05-22-2013
Fulfilling America's Promise: Ideas to Expand Opportunity and Revitalize Our Democracy
A Demos briefing book, with state-and federal-level application, to help elected officials advance new policies that promote electoral participation and provide all Americans with access to a stable...
September 6, 2006 | Policy Brief |
Demos
Strapped
Former Economic Opportunity Program Director Tamara Draut offers a groundbreaking look at the new obstacle course facing young adults as they try to build careers, buy homes, and start families. As...
January 14, 2006 | Book |
Tamara Draut
The Plastic Safety Net: The Reality Behind Debt in America
American families are struggling in an increasingly volatile economy defined by job instability, continued layoffs in the guise of "downsizing", and declining employee benefits--factors augmented by...
October 12, 2005 | Report |
Demos
Costly Credit: African Americans and Latinos in Debt
While real income gains were realized during the economic boom over the latter half of the 1990s, the average American's credit card debt rose faster than ever before. While balances grew faster for...
May 11, 2005 | Policy Brief |
Javier Silva
Rebecca Epstein
Households At Risk: The Bankruptcy "Reform" Bill and Its Impact on American Families
In April 2005 Demos urged Congress to recognize the fragility of our debt driven consumer economy when considering the bankruptcy "reform" bill (S. 256/H.R. 685) that had been passed by the Senate...
April 12, 2005 | Policy Brief |
Tamara Draut
Javier Silva
Heather McGhee
Households At Risk: The Bankruptcy "Reform" Bill and Its Impact on American Families
An issue briefing kit on the real causes of debt and bankruptcy. Intended for legislators, journalists and advocates. In April 2005 Demos urged Congress to recognize the fragility of our debt driven...
April 12, 2005 | Report |
Tamara Draut
What's Wrong with the Bankruptcy Bill? Bill Analysis of S.256
Passage of the bankruptcy bill would make it harder for families struck by financial misfortune to get back on track. It would benefit the very profitable ($30 billion in 2004) credit card industry...
February 24, 2005 | Policy Brief |
EOP Staff
Generation Broke: The Growth of Debt Among Young Americans
Over the 1990s, credit card debt among young Americans rose dramatically—leaving many young adults over-extended and vulnerable to financial collapse. This briefing paper documents the rise...
October 13, 2004 | Policy Brief |
Tamara Draut
Javier Silva
Regarding Financial Services: A Consumer's Perspective
Testimony presented by Tamara Draut, Director of Demos' Economic Opportunity Program, before the U.S. House Subcommittee on Financial Institutions and Consumer Credit regarding consumer issues...
September 15, 2004 | Testimony |
Tamara Draut
Restoring Borrower Security Addressing the Debt Crisis in America
Credit card companies are preying on the American public and need to be reined in. Fueled by steady deregulation of the industry, credit card companies increasingly charge excessive interest rates...
August 4, 2004 | Policy Brief |
EOP Staff