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Format: 04-25-2014
Format: 04-25-2014
Even before the downturn, millions of households were experiencing difficulties meeting the most basic expenses. Now, as families experience declining home values and tightened credit markets, many...
July 28, 2009 | Report |
Dear Senator: I urge you to support S. 414, the Credit Card Accountability, Responsibility and Disclosure (CARD) Act of 2009, which is expected to come before the full Senate in the coming days. The...
May 11, 2009 | Advocacy Letter |
Dear Representative and member of the Financial Services Committee: The undersigned consumer, civil rights, small business, investor, community and labor organizations representing tens of millions...
April 2, 2009 | Advocacy Letter |
America’s financial system has undergone a severe shock that is still cascading throughout the real economy. As financial institutions, their investors and homeowners have lost several trillion...
January 8, 2009 | Policy Brief |
The household economy — especially small business, homeowners and student borrowers — will continue to suffer during a sever tightening of lending credit and capital, in spite of the federal rescue...
November 13, 2008 | Policy Brief |
Up to Our Eyeballs is a lively and timely exploration of the causes and consequences of the explosive rise in consumer debt, and of the unyielding financial and economic crises. Woven together with...
March 11, 2008 | Book |
In the Red or In the Black? looks at whether household savings serve to protect families from incurring unsecured debt, and in turn, whether the presence of unsecured debt acts as a barrier to...
January 23, 2008 | Report |
Americans carry over $800 Billion in credit card debt. Using most recent data from the Federal Reserve Board's Survey of Consumer Finances, Borrowing to Make Ends Meet exposes this and other...
November 7, 2007 | Report |
It has been nearly two decades since the credit card industry was deregulated with the promise of bringing greater competition and lower prices to consumers. Under the shield of deregulation, credit...
August 1, 2007 | Report |
Demos Vice President of Policy and Programs Tamara Draut testifies before the United States Senate Committee on Health, Education, Labor and Pension regarding higher education costs and student debt.
February 16, 2007 | Testimony |