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Format: 10-22-2017
Format: 10-22-2017
Over the 1990s, credit card debt among young Americans rose dramatically—leaving many young adults over-extended and vulnerable to financial collapse. This briefing paper documents the rise...
October 13, 2004 | Policy Brief |
Javier Silva
Testimony presented by Tamara Draut, Director of Demos' Economic Opportunity Program, before the U.S. House Subcommittee on Financial Institutions and Consumer Credit regarding consumer issues...
September 15, 2004 | Testimony |
This report takes a long-term view to expanding the middle class and creating more security among those who do achieve a middle-class life. Looking ahead to where the United States should aspire to...
August 30, 2004 | Report |
Many citizens are anxious not just about the security of their jobs and adequacy of their incomes, but also about related issues: high levels of credit card debt, healthcare and childcare costs, and...
August 5, 2004 | Policy Brief |
EOP Staff
Credit card companies are preying on the American public and need to be reined in. Fueled by steady deregulation of the industry, credit card companies increasingly charge excessive interest rates...
August 4, 2004 | Policy Brief |
EOP Staff
There has been a fundamental shift in our nation's priorities for ensuring access to higher education. In the 1970s and 1980s, most aid was awarded in grants, while loans remained relatively low....
August 4, 2004 | Policy Brief |
EOP Staff
The federal government helps Americans build personal wealth in a variety of ways, most notably with tax breaks related to homeownership and retirement savings. However, most of this assistance goes...
August 3, 2004 | Policy Brief |
EOP Staff
Current public policies fall far short of addressing the basic disconnect that exists between an economy that produces a high number of low-wage jobs and a society where the cost of living has risen...
August 3, 2004 | Policy Brief |
EOP Staff
A two-page brief on how deregulated credit card issuers have maximized their profits at the expense of American consumers. Regulatory Background   Before 1978, 37 states had usury laws that...
June 6, 2004 | Report |
NEW: SECOND EDITION. "Retiring in the Red" is part of the Borrowing to Make Ends Meet Briefing Paper Series. Reports an 89% average increase in credit card debt among America's seniors from 1992 to...
January 19, 2004 | Report |