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This is the third of several papers examining the underlying validity of the assertion that regulation of the financial markets is unduly burdensome. These papers assert that the value of the...
June 13, 2013
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Report
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On March 15, 2013, the Senate’s Permanent Subcommittee on Investigations held hearings on the London Whale scandal. The indomitable and indefatigable Chairman Carl Levin, ably supported by the...
March 19, 2013
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Report
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My name is Wallace Turbeville. I am a Senior Fellow at Demos, a national public policy organization working to reduce political and economic inequality, advancing a vision of a country where we all...
March 14, 2013
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Testimony
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Demos strongly urges the members of the U.S. Senate Banking Committee to vote in favor of confirming Richard Cordray to direct the Consumer Financial Protection Bureau for a full term. Director...
March 11, 2013
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Advocacy Letter
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This is the second of a series of articles, entitled “The Financial Pipeline Series”, examining the underlying validity of the assertion that regulation of the financial markets reduces their...
March 8, 2013
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Report
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This is the first article in the “Financial Pipeline Series,” which will examine the underlying validity of the assertion that regulation of the financial markets reduces their efficiency. These...
December 5, 2012
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Report
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What does the acronym, “LIBOR,” stand for?
The “London Inter-bank Offered Rate.”
What does LIBOR represent?
LIBOR is promoted as representing the average interest rate that large banks can borrow...
July 17, 2012
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Policy Brief
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After seven years as a lawyer specializing in public and private securities offerings, I was an investment banker at Goldman Sachs for more than a twelve years and then managed a small advisory firm...
May 9, 2012
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Testimony
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As protests resume on Wall Street, some in the media are again saying that there is no coherent rationale for the demonstrations. In fact, though, these protesters have chosen the right target: a...
May 1, 2012
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Policy Brief
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Demos welcomes the opportunity to submit comments to the Consumer Financial Protection Bureau’s Notice and Request for Comment concerning the Bureau’s definition of larger consumer reporting...
April 16, 2012
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Testimony
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