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Format: 04-25-2014
Format: 04-25-2014
In 2013, student debt surpassed $1.2 trillion,1 highlighting a disturbing new reality: for an increasing share of students, higher education comes at the cost of long term debt. In 1989, 41 percent...
April 24, 2014 | Policy Brief |
Demos
As student debt continues to climb, it’s important to understand how our once debt-free system of public universities and colleges has been transformed into a system in which most students borrow,...
March 6, 2014 | Policy Brief |
Robert Hiltonsmith
Tamara Draut
Good morning, my name is Catherine Ruetschlin and I am a policy analyst at Demos, a non-partisan public policy organization working for an America where we all have an equal say in our democracy and...
February 5, 2014 | Testimony |
Student debt has skyrocketed over the past decade, quadrupling from just $240 billion in 2003 to more than $1 trillion today.1 If current borrowing patterns continue, student debt levels will...
August 22, 2013 | Policy Brief |
Demos
These stories were taken from the thousands of stories submitted to the Consumer Financial Protection Bureau when they requested comments about private educational loans and struggles with student...
August 21, 2013 | Policy Brief |
Consumer Financial Protection Bureau
Just as postsecondary education is becoming increasingly vital to getting a good job and entering the middle class, college costs are rising beyond the reach of many New Yorkers. State policy...
August 7, 2013 | Policy Brief |
This brief attempts to quantify just how much soaring debt levels impact college-educated households’ financial stability over a lifetime.
August 1, 2013 | Report |
Young adults are in a critical period of change and choices, as they confront the decisions that will pave the way to their futures. But the generation coming into its own in the aftermath of the...
April 4, 2013 | Report |
Access to a post-secondary education is a vital aspect of the American dream, allowing for equality of opportunity and a stable pathway to the middle class for all who are willing to work for it...
December 20, 2012 | Report |
David Weerts
Thomas Sanford
Leah Reinert
Personal debt can stand as an insurmountable obstacle to Americans wishing to build assets and secure a place in the middle class. In addition to the critical last resort of bankruptcy relief,...
September 4, 2012 | Policy Brief |