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Format: 10-23-2014
Format: 10-23-2014
From: Demos To: Mayor Bill de Blasio; City Council Speaker Melissa Mark-Viverito; and interested parties Regarding: Unjustified exemptions that weaken and Aundermine...
September 17, 2014 | Advocacy Letter |
Demos
Discrimination has no place in New York. At our best, we’re a city where people of all races, ethnicities, creeds, and backgrounds have an opportunity to work hard and make their mark. But...
September 10, 2014 | Policy Brief |
Chairman Capito, Ranking Member Meeks, and members of the subcommittee, thank you for the opportunity to submit the following statement for the record as part of today’s hearing. Demos is pleased...
September 10, 2014 | Testimony |
Signed into law on May 22, 2009, the Credit CARD Act has benefited millions of households in ways that directly affect their monthly budgets. Demos’ 2012 National Survey on Credit Card Debt of Low-...
May 22, 2014 | Policy Brief |
Demos
What differentiates households that accumulate and carry balances on their credit cards from those that don’t have debt? Building on a national survey of 1,997 households, this study examines two...
May 1, 2014 | Report |
As student debt continues to climb, it’s important to understand how our once debt-free system of public universities and colleges has been transformed into a system in which most students borrow,...
March 6, 2014 | Policy Brief |
Robert Hiltonsmith
Tamara Draut
Good morning, my name is Catherine Ruetschlin and I am a policy analyst at Demos, a non-partisan public policy organization working for an America where we all have an equal say in our democracy and...
February 5, 2014 | Testimony |
In the wake of the worst effects of the Great Recession, African Americans, like Americans as a whole, are getting their balance sheets in order and paying down credit card debt. But new research...
December 4, 2013 | Report |
Catherine Ruetschlin
Dedrick Asante-Muhammad
I’m pleased to be here today to testify on House Bill 1744, “An Act regulating the use of credit reports by employers.” Over the past decade, Demos has conducted extensive research on credit card...
September 9, 2013 | Testimony |
Student debt has skyrocketed over the past decade, quadrupling from just $240 billion in 2003 to more than $1 trillion today.1 If current borrowing patterns continue, student debt levels will...
August 22, 2013 | Policy Brief |
Demos