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Format: 05-24-2013
Format: 05-24-2013
Demos Strongly Urges the Senate to Confirm Richard Cordray as Director of the Consumer Financial Protection Bureau
Demos strongly urges the members of the U.S. Senate Banking Committee to vote in favor of confirming Richard Cordray to direct the Consumer Financial Protection Bureau for a full term. Director...
March 11, 2013 | Advocacy Letter |
Amy Traub
Miles Rapoport
Discredited: How Employment Credit Checks Keep Qualified Workers Out Of A Job
Today, it is common for employers to look at job applicants’ personal credit history before making a hiring decision. According to a survey of human resources professionals, nearly half of employers...
March 4, 2013 | Report |
Amy Traub
Cosponsor The Equal Employment for All Act
On behalf of The Leadership Conference on Civil and Human Rights and the undersignedwe urge you to cosponsor “The Equal Employment for All Act” sponsored by Representative Steve Cohen (D-TN). In...
January 31, 2013 | Advocacy Letter |
Benjamin Peck
In the Red: Older Americans and Credit Card Debt
Middle-income Americans age 50 and older are carrying more credit card debt on average than younger people, according to Demos’ 2012 National Survey on Credit Card Debt of Low- and Middle-Income...
January 15, 2013 | Report |
Amy Traub
Renewing Federal Unemployment Insurance Is Critical to Stem Rising Household Debt
Joblessness imposes steep costs on millions of unemployed workers and their families, requiring households to continue meeting basic expenses without their former income. The Great Recession and...
December 20, 2012 | Policy Brief |
Demos
NELP
New Credit Card Rules Protect Holiday Shoppers
This year’s holiday shopping season has started with a bang with 247 million shoppers (an all-time high and up from 226 million last year) spending an average of $423 each at local or online stores...
December 12, 2012 | Policy Brief |
Demos
Consumers Union
USPIRG
Employment Credit Checks: The Case for Requiring Employers to Use More Accurate and Fair Assessments
A core value of American society is the opportunity to work hard and get ahead. Yet today in the United States, willing job-seekers are facing a new barrier to employment—credit checks. Despite the...
November 5, 2012 | Policy Brief |
Ben Peck
College on a Credit Card
As states continue to cut higher education budgets, rising tuition prices mean that increasingly students and their families rely on debt—both credit cards and student loans—to pay for college...
September 5, 2012 | Policy Brief |
Catherine Ruetschlin
Robert Hiltonsmith
Fairness In Bankruptcy Act
Household debt is burdening millions of families and stifling economic growth in the nation as a whole. In the first half of 2011, 11 million American households – more than one in five homeowners –...
September 4, 2012 | Policy Brief |
Amy Traub
Tamara Draut
David Callahan
Borrower Security Act
Personal debt can stand as an insurmountable obstacle to Americans wishing to build assets and secure a place in the middle class. In addition to the critical last resort of bankruptcy relief,...
September 4, 2012 | Policy Brief |
Amy Traub
Tamara Draut
David Callahan