Kill the 401(k) plan?

November 12, 2010 | Bankrate.com |

"401(k)s fail millions of retirees," decries a new report from Demos.org. Its argument: America's retirement plans don't provide security because of their high fees. Not to mention that their "benefits vary with the size of employer and employee contributions and the volatile swings of the stock market," according to a press release from the organization.