Does Health Care Law Show That Millennials Are Not Invincible?
During the debate on health care that preceded the passage of the Affordable Care Act (ACA), one of the most-discussed topics was the heath care coverage status of young Americans. At the time, young people had the highest uninsurance rate of any age group: According to the CPS data Demos and Young Invincibles used for our State of Young America report, the uninsurance rate for 18-24 year-olds was over 30% in 2009, while the rate for adults 35 and older was less than half of that, at 13%. One of the popular explanations for young adults’ much higher uninsurance rate was that young people felt “invincible” and thus chose to be uninsured, believing they did not need health insurance because they were young and healthy.
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