In the News

Robert Hiltonsmith, senior policy analyst at Demos, a progressive think tank, expects the positive trends to continue -- even if Tuesday’s survey suggests employers overall aren’t relenting on tough and irregular scheduling demands. “I think it’s a slow burn, but the pressure’s mounting,” he says.

Either way, the drawdown is a worry in the huge US retirement industry, which managed total assets of $24.8 trillion as of June 30. Massive withdrawals will crimp the lucrative fee income for administrators. And another concern is market performance, with fewer US buyers and sellers available to potentially prop up assets.

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The key to changing public policy in key areas is increasing the number of people who vote, according to a recent report by Demos, a public policy group that supports economic and social equality.

When compared to White voters, non-White voters were more likely to support policies that increased government spending on the poor, guaranteed jobs and a standard of living and reduced inequality.


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“Because of the growth of the prison industry, you’re having these artificial shifts that empower the rural communities but take power away from the urban communities,” Marc Mauer, executive director of the Sentencing Project, told me.

That is wrong.

In 2012, Demos — a public policy organization that battles inequality in the U.S. — submitted testimony to the U.S. Census Bureau’s National Advisory Committee on Racial, Ethnic and Other Populations urging it to find a solution to “prison-based gerrymandering.”

But, rising rents may shift that balance—making widows or single senior women particularly susceptible to market trends. And, as one Federal Reserve Bank of Boston report notes, 84% of single senior households—mostly senior women—are financially vulnerable.
That figure is derived from the Senior Financial Stability Index, administered jointly by the public policy think-tank Demos and Brandeis University. The most recent data, from 2011, notes that among single senior women only, 47% were deemed “insecure” in 2011, up from 35% in 2008.
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Demos, a public policy organization, published a report that demonstrated if the rate of homeownership by people of color would increase, the racial wealth gap would substantially reduce the racial wealth gap. “Black and Latino homeowners saw less return in wealth on their investment in homeownership: for every $1 in wealth that accrues to median Black households as a result of homeownership, median white households accrue $1.34,” states the report. 


The Voting Rights Act of 1965 and National Voter Registration Act of 1993 enfranchised millions of new voters. After passage of the VRA, for example, the number of black registered voters in the South increased from 31 percent to 73 percent.

Among mortgage professionals, it is widely held that owning a home is how many Americans build wealth. As the private mortgage market has failed to make loans available to Black homebuyers, our community suffers from a limited ability to create wealth through this reliable and proven method.

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But praise for Clinton fades to disappointment because her solution to quarterly capitalism, an adjustment to capital gains tax rates, holds little promise of getting the job done. What’s needed are new restrictions on Wall Street and changes to how corporations do business, territory occupied so far by Sens. Bernie Sanders (I-VT) and Elizabeth Warren (D-MA). The fact is that we have all knuckled under to Wall Street so that we have an economy that increasingly is based on finance without even asking whether Wall Street is investing in us.

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“Police cannot lawfully target protestors based on the content of their speech and cause protesters to abandon the protest,” says Jenn Rolnick Borchetta, senior counsel at Demos, a progressive public policy organization. “If the NYPD is empowering an officer with a history of using questionable tactics to intimidate protesters, that's a recipe for First Amendment violations.”

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