At an impromptu confab on the stoop yesterday, one of my favorite neighbors updated me on his daughter, a 27-year-old who graduated from law school with sterling grades. A year later, she is still looking for work. The family is white. I nodded my head in concern. Like many of her peers, she feels an ominous future, where the bottom is falling out. The economy is in a terrible, indefinite convulsion, and the rules of engagement no longer hold. Things are falling apart.