student debt

Until about the mid-1990s, state universities and colleges were affordable for middle-income households. Lower-income students could pay the bill with grants and part-time jobs. Debt was the exception, not the rule. This current debt-for-diploma system is the result of overlapping trends, including...
08/22/2013
Data Byte
“Demos applauds President Obama for using the bully pulpit to shine a light on the college affordability and student debt crisis facing our nation. While Congress and state legislatures have failed to lead on this issue, the President’s tour promises to help highlight the dangers of tying...
08/22/2013
Press Release
The Union Edge's Charles Showalter interviewed Demos Policy Analyst Robert Hiltonsmith about the present student debt crisis. Hiltonsmith wrote the recently released Demos report, At What Cost? How Student Debt Reduces Lifetime Wealth With two-thirds of college seniors graduating with an...
08/09/2013
Audio
I value what my dad thinks about things like romance and politics, but I avoid talking to him about education. The university of his memory is generous and forgiving; the student-debt-financial complex of my current experience is not. Example: he could've discharged his education debt in bankruptcy...
08/01/2013
Blog
This brief attempts to quantify just how much soaring debt levels impact college-educated households’ financial stability over a lifetime.
07/31/2013
Publication
NEW YORK, NY— In response to President Obama’s assertion that a college education is America’s stepping stone to the middle-class, the national public policy organization Demos has released a new report that highlights the broader impact of student debt. Comparing a household with student...
07/31/2013
Press Release
Last week, the Senate reached a deal on student debt interest rates. Going forward, interest rates for undergraduates will be set at the Treasury note rate plus 2.05 percent, or at 8.25 percent, whichever is lower in a given year. In the discussion leading up to this decision and discussions around...
07/22/2013
Blog
Fellow Policy Shop blogger Matt Bruenig has just put together a thoughtful analysis of Pew Economic Mobility data showing that someone born rich who does not earn a college degree will end up better off than a poor person who earns a college degree. The born rich group here is...
06/26/2013
Blog
Kevin Carey of the New America Foundation has written a thought provoking piece in the latest Chronicle of Higher Education about the impact of recent changes in the federal Parent PLUS loan program on poor families. The Parent PLUS program is a last resort option...
06/03/2013
Blog
See the full infographic: The True Size of the Student Debt Crisis
05/23/2013
Data Byte
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